Zip Money

Own your timber flooring today and pay later with Zip Money

Nothing to pay today

Zip will pay Havwoods, you own your new timber flooring the same day

Interest free

Easy interest free payments.
No hidden fees.

Flexible repayments

Pay us back how you like - weekly, fortnightly or monthly.

Reusable account

Your Zip Money account is a reusable account with a limit that suits your needs.


How to use Zip Money at Havwoods

Zip through Havwoods offers an up to $15,000 credit limit*, meaning you can own your timber flooring now and pay later.

Don't have a Zip Money account?
No problem! Simply let us know when you place your order that you would like to use Zip and we will send you an online application to create your account.
Zip does charge a once off joining fee of $99. You can also use this account to shop at over 19,000 different Zip partners and industries online and in-store, so you are no limited to only using Zip with Havwoods. You can read FAQs from Zip here

Already have a Zip Money account? 
Perfect! Simply let our customer service team know that you would like to pay via Zip.

*Subject to Zip's terms and conditions and approval from Havwoods. Havwoods standard terms and conditions apply to all orders including those placed via Zip.
Please note that Zip is not a service provided by Havwoods. It is a facility offered by Zip Co Limited.


What is Zip Money?

Zip Money is a reusable account that lets you buy now and pay later, with minimum monthly repayments of $40 per month. Shop online and in-store up to your account limit, then set flexible repayments to suit your lifestyle. There is no deposit and every purchase comes with it's own interest free period.

How do Zip Money repayments work?

Repayments start from just $40 a month and are based on your account's credit limit. Simply choose from weekly, fortnightly, or monthly, and pay any amount you like as long as you meet the monthly minimum for your account (outlined in your contract).

You can also make additional payments at any time, and there are no penalties for paying off your purchases early. If there is nothing owning on your account, there is nothing to pay and no fees. Your account simply remains active until you are ready to make a new purchase using Zip Pay.

Fees and Interest

Dependant on your account, purchases are interest free for a minimum of 3 months and may incur an interest charge after this period. A $6 account fee is charged monthly however this is waived if you have no balance remaining. Late payment and bank dishonour fees may also apply. Zip Pay reserves the right to change and update their fees and charges at any time. Please check the Zip website for the most up to date information.

Zip is an Australian ASX listed company. View Zip Pay T&Cs.

We're Here to help

Havwoods want to make the purchasing process as simple and easy as possible for you so you can be loving your new timber floor as soon as possible. If you have any questions or would like any further information on Zip Money and how it may help you to own your floor sooner, please get in touch, we'd love to help!


All Payment Options Offered By Havwoods

Electronic Funds Transfer

Pay with a direct deposit, straight from your bank account. Havwoods bank details are available upon request.

Credit/Debit Card
to pay by VISA, MasterCard, or AMEX. Payments by AMEX will incur an additional charge of 2.2% of your total bill.


Buy now and pay later. Nothing to pay today and up to 6 months interest free. Flexible repayments.

In Person

Pay by EFTPOS at any of our Showrooms.

Visit a Showroom


Returns are only accepted on defective goods. No returns will be accepted on leftover material, change of mind, or incorrect quantities ordered.
Please see full terms and conditions here.